For most of us, there is nothing more pleasurable than a peaceful drive through the pine forests of the Maine countryside. However, with every bit of pleasure come certain worries. For drivers, one of worries highest on their list is auto/ motor insurance. Although there might be several issues on your list of wishes of your auto insurance policy, you would definitely like to consider your pocket and budget before getting it. So how do you shop for an affordable auto insurance policy for yourself?

The trick to getting an affordable auto insurance policy is to explore all the options that you have. Going for the first quotation you get can mean that you would be paying out hundreds of dollars more than you actually need to. Here are some simple tips to save on your auto insurance costs:

- Explore: Maine has over a hundred auto insurance providers. Contact at least 4-5 major insurance providers and get quotations from them. This will help you compare all the quotations and select the most appropriate one for yourself.

- Remember that all auto insurance companies must include the basic minimum requirements under the Maine state law. This would mean a minimum of $25,000 on Property Damage Liability coverage and a minimum of $50,000 - $10, 0000(total) on Bodily Injury Liability Coverage. There is also a minimum of $1000 coverage on Medical Payments.

- Over and above the minimum requirements of the Maine state law, there are several other insurance and coverage features that the insurance companies will offer you. Remember these are only desirable - not mandatory. You must play the balancing game carefully and keep in consideration that the more coverage features you include in your policy, the higher would be your premium amount.

- A clean driving record also translates into a more economical auto insurance policy. Before applying for an auto insurance policy, ensure that your driving records do not have any mistakes or outstanding violations.

- Most auto insurance companies in Maine would be offering you special discounts depending on various factors. For example, some companies might offer discount on a good driving record whereas others would offer additional discounts to drivers registered married. Active and retired military personnel are also eligible for special discounts. Ensure that you make the best of these discounts. It might mean a reduction up to $500 on your auto insurance policy.

- Lastly remember, that the cheapest auto insurance quote may not be the best. There are many dubious players in the auto insurance industry and spending money with them might mean losing it. Research well on your auto insurance provider and select carefully. Also read all the clauses in the policy document before you sign on the dotted line. This might save you a lot of trouble later.

Getting an auto insurance policy might sound like a big task. However, following these simple tips would ensure that you get an affordable yet reliable auto insurance policy for yourself.